Journals
Thinking beyond
the obvious.
Ideas, frameworks and observations exploring the forces shaping wealth, lives and the world around them.
Explore the JournalFrameworks intro
Four lenses.
One picture.
Four foundational ideas that shape the way we think about the future.
01
The Universal Code
IN DEVELOPMENT · 2027 IDEA
A working idea about the patterns that repeat beneath wealth, technology and human behaviour, and what they suggest about what comes next.
Read the framework02
The Everything Code
OCTOBER 13, 2026 · BOOK
How debt, demographics, productivity and liquidity interact to shape the economy, and the plan you build within it.
Read the framework03
The Exponential Age
2021 → PRESENT
Technology, longevity and connectivity are compounding faster than most financial plans account for. This is our ongoing view of what that means.
Read the framework04
The Economic Singularity
2016 → PRESENT
A long-running thesis on automation, productivity and the changing relationship between work and wealth.
Read the frameworkThe frameworks are the beginning.
The journal is where they evolve.
Latest From the Journal
Ideas worth following.
18 AUGUST 2026
The new global life
What mobility means for modern wealth, and why a financial plan built for one country rarely survives a move to another.
Observation · 6 min readRead Article
22 JULY 2026
The future of retirement
Why retirement is becoming less of a date and more of a transition, and what that shift means for how a plan should be built.
Essay · 8 min readRead Article
30 JUNE 2026
Why debt matters more than rates
Interest rates dominate the headlines, but the level of debt underneath them shapes far more of what happens next.
Essay · 7 min readRead Article
2 JUNE 2026
The demographic problem nobody sees
Population curves move slowly and quietly, right up until the moment they don't. Why they belong in every long-term plan.
Observation · 5 min readRead Article
Featured Thinking
The future of retirement
Why retirement is becoming less of a date and more of a transition, and what that shift means for how a plan should be built.
Read journalThe Journal
Explore the collection.
The wider collection of essays, observations and ideas that develop around the frameworks over time.