Migration · Property · Pension · Tax
A relationship that has stood the test of time
“I can confidently say that advice has stood the test of time.”
ML · Australia · February 2026
Client Stories
Real clients.Complex circumstances.Clearer futures.
For over 30 years, in more than 45 countries, Montfort has supported clients whose financial lives cross borders, through moves abroad, pensions, tax and the decisions that come with an international life.
A History of Client Experiences
35 stories, spanning more than a decade.
Featured Stories
England · Australia · Cross-Border Tax
Twenty years of moving — and moving back
“These processes can be daunting, but Montfort communicated the steps involved with clarity and precision, and our transactions flowed smoothly each time.”
JD · Australia · December 2024
Mexico · Pension Transfer · Tax
A pension transfer, arranged from Mexico
“I am totally satisfied with their wonderful advice and the services provided.”
JD · Australia · September 2024
Canada · UK · Cross-Border Banking
Sorting it out before you leave
“This is clearly an extremely complex subject and expertise is very much called for!”
RD · Australia · August 2023
Spain · UK Pensions
Finding a specialist for a complex pension
“The service provided to me by Montfort has proven to be very thorough and detailed, ultimately leading to an optimal outcome.”
HM · Scotland · September 2022
2011 – 2019
“There are shark-infested seas out there for the unwary and Montfort have a proven track record negotiating these difficult waters. I can recommend this firm wholeheartedly to anyone interested in emigrating. We will remain forever grateful to Geraint and his team”
Australia
UK
Thank you Montfort for your very professional help and advice over the last three years. We're now settled in Skipton; both personally and financially.
UK Client · November 2018
UK
I was very pleased with the professionalism Montfort demonstrated throughout the process. I felt that I had someone on my side who truly cared about my situation and was looking out for my best interests, while keeping in line with the ever evolving regulatory requirements.
Mr C. Haynes · July 2017
USA
I can’t thank Montfort enough for the trouble they took with my case. Another financial advisory firm completely locked me in, and as a result, I will have to go through the options carefully to decide what best to do for my future.
Your kindness is very much appreciated. Many thanks again.
Ms C. C · March 2017
UK
Montfort were incredibly helpful during our move to Spain. The team took the time to explain everything to ensure we could act quickly on their advice. I was really impressed with the end report which gave us clear guidelines on managing our pensions, income, residency and setting up bank accounts, everything! We would not hesitate to recommend Montfort again
Ms H. H · January 2017
Spain
Just a note to say we passed the four-year landmark for my mother-in-law recently and her Parent Retirement visa. She has now been given a permanent residence visa with all conditions removed and is free to live and 'work' in New Zealand. You have continued to provide a very real and personal service which has been a great support to our family since we migrated.
Ms S. S D · October 2016
New Zealand
Thanks for your quick response and looking after me; your service is truly great. I would use the services of Montfort International again in the future should the opportunity arise.
Mr D. T · June 2015
2020 – 2022
“I still appreciate the time and help you gave us prior to our move to Australia, some 10 years on.”
Spain
Australia
Wow, wow, wow, your FISIC concept is so simple, in fact it’s so simple why has nobody advised of having these FISI Checkpoints before? You have seen something that I can’t believe my previous adviser didn’t pick up on. He advised me as if I was a UK resident with no overseas factors (as I was at the time non-UK resident). It was a walk in the park advice, when it clearly isn’t and wasn’t anything of the sort!
No wonder people like myself make mistakes. And your VA-STING sums up how much those who have any overseas connections need to take specialist advice. I would reckon probably 35% of the Brits are FISICs – I am definitely going to tell my friends about your service – it's unique and very special and very important.
It's time everybody knew whether they were or were not a FISIC and what VA-STINGs might suffer
VB · July 2022
UK
Congratulations on the pioneering work you have done to develop the FISIC (Financially Impacted by Some International Checkpoints) – I only wish I had known about it earlier And the VA-STING (Vulnerable and Susceptible to an International Nowledge Gap) is another principle that has rung home. If I had only known about these so simple concepts five years ago then I doubt whether I would have been scammed.
Montfort, you have opened my eyes to financial planning and why its not about just buying a product. I am eagerly looking forward to building my holistic financial independence plan with my FISIC issues factored and my exposure protected from VA-STING going forward. Thanks for all the work you have done for me – looking forward to the next step.
PS I wish my pension scheme had been required to alert me to my FISIC status (they knew about it) – but perhaps then I wouldn’t have been ripped off and our paths would not have crossed!
SF · June 2022
Poland
Before leaving the UK for New Zealand I consulted Montfort International and their knowledge of NZ Tax Laws saved me a great deal of money, for which I was very grateful. In October 2021 I was faced with a dilemma concerning Life Insurance; after Geraint Davies proposed the way forward, Damon George used his knowledge, expertise, a great deal of patience and good humour to bring it to its conclusion. I was kept up to date throughout, knowing I could contact them at any stage, as the process proved to be difficult and protracted thanks to Covid-19. I thoroughly recommend Montfort International to all investors.
AR · June 2022
New Zealand
I have been dealing with Montfort for several years now. I have been impressed by their professionalism and friendly personal service in handling my investments. This entailed having to have a financial adviser who was able to deal with both South Africa and the UK.
SB · April 2022
South Africa
Hi all at Montfort, you helped us with our emigration journey to New Zealand in 2008 and now all our pensions have been transferred, I would like to take this opportunity to thank you guys for all your help over the years.
SC · January 2022
New Zealand
Hello Geraint, your three pennyworth are always appreciated and would be foolish to ignore. As we say in Yorkshire, 'let's crack on then'. Your colleagues, Shaun, Damon and Danielle, who have been involved by the way, are a real credit to you and Montfort.
L and M · March 2022
Turkey
We would like to express our heartfelt appreciation to Montfort International, especially Shaun and Damon for their dedication and hard work.
As we now live outside the UK, they successfully worked through some very difficult and at times annoying obstacles when helping us with our UK pensions. Their sense of responsibility, reliability and dedication to our case has immensely helped in contributing to our now financial stability. Their positive approach and commitment towards work are well and truly appreciated.
We have no hesitation in recommending Montfort to anybody wanting professional financial advisers. We would recommend Montfort in a heartbeat.
MB · March 2022
UK
Very pleased with the growth of my fund since Montfort took it over.
P & L · January 2022
UK
Carole and Geraint took the time to fully understand my retirement needs and then provided me with several options and recommendations regarding my pension transfer, to ensure all my financial requirements were met. Their ongoing communication and quality of service was truly excellent and at a level rarely seen or experienced these days in the finance industry.
KB · December 2021
Canada
Thanks to Montfort, I now have a clear understanding of how to realise both my near and long-term financial objectives
KK · October 2020
2023 – 2026
“Thank you so much, all of you, for everything you have done to support me. You have no idea how much it has meant to me, knowing that I have you on my side.”
Australia
Australia
Thank you so much Danielle, Sara and Geraint for all the battling you are doing on my behalf. I am very glad to have you on my side.
Who would have thought that so many UK providers don’t appear to have any acceptable service offering for those of us who have left the UK to live overseas. I just find it impossible to understand how little they care about customer service or even their own protocols.
R&WW · October 2024
Southern Mexico
I want to say a very big thank you to you. I doubt very much you will remember me but you have often been in my thoughts over the past 22 years.
In the late 1980s, perhaps early 1990s my husband Luke and I were living in Perth, WA. I clearly remember sitting in our lounge room with you, discussing life insurance, income protection and superannuation.
My clearest memory of that meeting was you saying to Luke, regarding income protection and terminal illness cover, “Let’s pray you never have to use.” As you have probably guessed by now, we did have to make a claim as Luke was diagnosed with stage four bowel cancer in 1997, which after surgery and chemotherapy, came back in November 2001. He passed away on 28 June 2002, just a month or so shy of his 42nd birthday.
The initial diagnosis in 1997 met the criteria which allowed us to make a terminal illness claim. This enabled us to renovate and extend our home to be what we had always hoped for and brought us great happiness. This was part of the policy you advised for us. Luke remained quite well for the next four years. Sadly though, the cancer returned in 2001 as secondaries and he became permanently disabled and was unable to return to work. At this time, we were able to make a claim and be supported by the income protection policy you had advised for us.
I have often thought, although we were devastated/distraught, how much more difficult things would have been for us if we had not had the financial security provided through the policies you advised for us. They enabled me to remain at home and care for Luke fulltime which was a gift and, as a result of the funds from his life insurance policy, to take my time returning to work to support our girls. Please know your care and advice made an enormous difference to our family. We were always so impressed by your sincerity, intelligence and sensitivity.
I am, and always will, be very grateful.
FM · March 2024
Australia
Found all the staff professional but friendly. Geraint and Danielle ensured they understood my needs and provided the necessary solution. Danielle taking overall responsibility, keeping me informed during and after the whole process.
Being an ex IFA (Independent Financial Advisor) I fully appreciate their professionalism and their integrity. Therefore I would have no problem in recommending their services to anyone.
Best wishes for the future.
CP · February 2024
SW France
Thanks for the interesting article (wow) and also the review findings. I will be eternally grateful that your firm was able to reassign my BS pension allowing me to bridge comfortably until my US social security kicked in - thank you!
Merry Christmas to you as well.
DM · March 2024
USA
One of the few people who made the emigration process smooth and more enjoyable for sure was Geraint Davies of Montfort,
I am so pleased that he and his team will be able to also return me to UK safely. I would recommend Montfort to anybody.
IH · November 2023
Western Australia
Would 100% recommend to anyone needing advice in your area of expertise.
KS · August 2023
UK
We would like to thank you for your recent advice on UK aged pension options and also for the considerable assistance that you and the staff at Montfort provided when we migrated to Australia in 2002.
Transferring our superannuation from UK schemes to Australian superannuation funds soon after we migrated was an extremely good move, not least because of the very good exchange rate at that time. We were linked with a great Australian financial advisor and the education and advice we received from Montfort meant that we were well informed about the risks and benefits of each option available.
The education program was comprehensive and addressed both UK and Australian considerations and the interaction between the two very different systems. This helped us to make good decisions about our finances with the benefits now becoming increasingly apparent as we approach retirement.
Charlie, Paraplanner · November 2023
Australia
Thanks once again to all your team, time and efforts. Hence to say Montfort are the best. Many thanks Peter
AP · October 2023
Greece
I was experiencing significant challenges and delays in finalising the transfer of a pension from a UK pension company to a deceased estate which I was the administrator of.
After finding Geraint on a Facebook forum, I reached out to him via email with some of the details. Despite me being located in Australia and Geraint being in London, we met via Zoom the same day! Geraint and Danielle provided me with some fantastic tips and suggestions to help progress the matter and I’m thrilled to report it’s been finalised – as has the distribution of the estate!
Thanks Geraint and Danielle!
PA · September 2023
Australia
Many congratulations on achieving this vital clarification of the Moneyhelper publication! It doesn't directly affect me, in that I don't have any DC pensions but good to know you are on the ball with all this stuff. Your message needs to be spread far and wide because consumers would expect that Moneyhelper would have known about this when they first published and should have advised consumers accordingly years ago.
EC · September 2023
Australia
I was hitting brick wall after brick wall in trying to deal with my UK pension pot and setup what I wanted for my future, because I am not a UK resident. This was until I came across Geraint, Chris and the team from Montfort, who have the necessary skills and knowledge about the tax and pension differences between the UK and Australia. They considered my situation and needs, and then suggested and put into place a plan to meet my future needs. Very grateful for their service. Robert.
TN · August 2023