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Retirement planning for life in the UK

Make your retirement a choice, not a guess.

Placeholder copy: shaping a UK retirement, bringing together the state pension, workplace and personal pensions, with clarity on how and when to draw an income.

Where are you planning from?

Planning from within the UK.

Planning from outside the UK, or across borders.

Your Circumstances Matter

The right advice depends on the bigger picture.

Your financial circumstances can look different depending on where you live, work and hold your wealth.

UK

Financial planning for life in the UK

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Take the FISIC Assessment

International

Financial planning for life abroad

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Take the FISIC Assessment

Cross-Border

When your finances span countries

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Take the FISIC Assessment

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What does this service involve?

This plan is for people getting ready to retire. It helps make sure that when they stop working, they have enough money to live comfortably. If they want to keep working, they can. If they want to stop, they can do that too. The goal is to make sure they are not left short of money when they retire. Some people move to a different country when they retire. This plan helps make sure that move does not cost them money, and that everything runs smoothly wherever they end up living. This type of planning is sometimes called switching from saving money to spending it.

Retirement age

Testing different scenarios

Making the most of your pensions

Planning around tax

Which best describes you today?

You may be considering this because your circumstances have changed, you’re planning ahead, or you simply want greater clarity.

What could happen without a plan?

You have several UK pensions you haven't consolidated

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A retirement income that falls short of your plans

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You're unsure what your state pension will provide

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Pensions left unmanaged and underperforming

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